United States

In the United States only, certain Rate Products include Extended Protection (EP), If EP is not included in the Rate Product, Supplemental Liability Protection (SLP) can be purchased at Corporate owned and some licensee renting locations in the United States.

At Corporate Enterprise, Alamo and National branded locations in the United States, SLP provides Renter with minimum financial responsibility limits (at no charge to Renter) as outlined in the applicable motor vehicle financial responsibility laws of the state where Vehicle is operated AND excess insurance provided by the insurance policy or the excess insurance only, which supplies Renter or any additional authorized drivers with third party liability protection with a combined single limit per accident equal to the difference between the minimum financial responsibility limits referenced above and $300,000 Combined Single Limit per accident. SLP will respond to third party accident claims that result from bodily injury, including death, and property damage that arise from the use or operation of Vehicle as permitted in the Rental Agreement. Not included in SLP is uninsured/underinsured (UM/UIM) coverage for bodily injury and property damage except in those states where required by law. Where required by law the UM/UIM limits are $300,000 Combined Single Limit per accident. This insurance coverage is underwritten by Zurich American Insurance Company.

For retail rentals with a tour voucher and secured through a tour program with EP included within the cost of the rental (excluding liability protection or insurance coverage provided under a commercial contract), the following shall apply:

Extended Protection (EP): Owner provides Renter or any AAD with third party liability protection in an amount equal to the minimum financial responsibility limits applicable to the vehicle (the Primary Protection). EP also provides additional third party liability protection, through an excess liability policy, with limits of the difference between the Primary Protection and a combined single limit of $1 million per accident for bodily injury and/or property damage to others arising out of the use or operation of the Owner rental vehicle by Renter or an AAD, subject to the terms and conditions of the policy. EP includes UM/UIM coverage for bodily injury and property damage (only where required by law for property damage) in an amount equal to the minimum financial responsibility limits applicable to the Vehicle (the Primary Protection), and additional coverage, through an excess liability policy, with limits for the difference between the statutory minimum underlying limits and $100,000 per accident (for rentals commencing in New York, UM/UIM limits are $100,000 per person/$300,000 per accident) or state mandated UM/UIM limit, whichever is greater. OWNER AND RENTER REJECT ANY ADDITIONAL UM/UIM COVERAGE TO THE EXTENT PERMITTED BY LAW. EP, including UM/UIM benefits is provided only when Renter or any AAD are driving the Vehicle. No claim for UM/UIM may be made due to the negligence of the driver of the Vehicle. EP coverage is in effect only while another AAD or Renter is driving the Vehicle within the United States and Canada; coverage does not apply in Mexico. ADDITIONAL POLICY EXCLUSIONS INCLUDE: (A) BODILY INJURY OR DEATH TO RENTER, ANY AAD, OR TO THE BLOOD RELATIVES OR FAMILY OF RENTER OR AN AAD, IF SUCH RELATIVES OR FAMILY RESIDE IN THE SAME HOUSEHOLD WITH RENTER OR WITH AN AAD; (B) PROPERTY DAMAGE TO THE RENTAL VEHICLE; (C) FINES, PENALTIES, EXEMPLARY OR PUNITIVE DAMAGES; (D) BODILY INJURY, DEATH OR PROPERTY DAMAGE EXPECTED OR INTENDED FROM THE STANDPOINT OF THE INSURED; AND (E) ANY OBLIGATION FOR WHICH THE INSURED OR THE INSURED’S INSURER MAY BE HELD LIABLE UNDER ANY WORKER’S COMPENSATION, DISABILITY BENEFITS OR UNEMPLOYMENT COMPENSATION LAW OR ANY SIMILAR LAW. (F) BODILY INJURY OR PROPERTY DAMAGE EXPECTED OR INTENDED FROM THE STANDPOINT OF RENTER OR AADS. Note: Any UM/UIM benefits paid are included in the $1 million combined single limit EP coverage and in no way increase the combined single limit amount referenced above. This insurance coverage is underwritten by Ace American Insurance Company.

EP and SLP coverage for Vehicles rented in the US is in effect only while another additional authorized driver or renter is driving the vehicle within the United States and Canada; coverage does not apply in Mexico. A benefit summary for EP and SLP is contained within the Additional Terms and Conditions at the rental location. EP and SLP are subject to the Additional Terms and Conditions of the Rental Contract between the Renter and the applicable Provider.

Canada

Extended liability coverage cannot be purchased at renting locations in Canada.

Renters and additional authorized drivers will be provided with third party liability, to at least the minimum limits for third party liability prescribed by the applicable province, territory or other jurisdiction, for bodily injury, death and/or property damage arising out of the use or operation of the Vehicle and subject to the limitations set forth in the applicable Rental Agreement entered into between the applicable Provider and Renter and in the insurance policy which provides coverage. To the extent required by law, the insurance may also provide for limited Accident Benefits and Uninsured/Unidentified Motorist Coverage. Provincial or other laws determine minimum limits and priority of coverage for motor vehicle liability insurance